5 Money Moves to Make 10 Years Before You Retire

Real Simple lays out the five financial moves that matter most in the decade before retirement: revisiting retirement accounts and maximizing employer matches and catch-up contributions, building a realistic retirement budget, diversifying investments as market risk becomes less forgiving, creating multiple income streams, and clearing debt before the paychecks stop. Ryan Cicchelli, founder of Generations Insurance & Financial Services, notes that most people set these accounts and forget them entirely — and that even with no planning done, the best time to start was yesterday, but the next best time is right now.